Authorization of Use
Daisey Insurance, Inc. hereby authorizes any person to access this Website for informational purposes
only. Daisey Insurance, Inc. reserves the right to terminate access to this Website at any time without
notice. The data, information and material included in this Website is copyrighted by Daisey Insurance,
Inc. All rights are reserved under the copyright laws of the United States of America. No part of this
Website can be redistributed, copied or reproduced without the prior written consent of Daisey Insurance,
Inc.
No Warranties
The user of this Website assumes all responsibility and risk for the use of this Website and the Internet
generally. Daisey Insurance, Inc., and its affiliated companies disclaim all warranties, representations
or endorsements, expressed or implied, with regard to the data, information and material included in, or
accessible from, this Website or the Internet, including, but not limited to, all implied warranties of
merchantability, fitness for a particular purpose or noninfringement. Daisey Insurance, Inc. and its
affiliated companies have the right to discontinue, change or update any data, information or material
included in the Website without prior notice, and they do not assume any legal liability or responsibility
for the accuracy, completeness or usefulness of any data, information or material included in, or
accessible from, this Website. No advice or information given by Daisey Insurance, Inc. or its affiliated
companies shall create any warranty. Neither Daisey Insurance, Inc. nor its affiliated companies warrants
that the data, information and material included in the Website or on the Internet will be uninterruptible
or error free or that any data, information, software or other material accessible from this Website is
free of viruses or other harmful components. Several of our pages describe various insurance products. The
availability of a specific product may differ from state to state. The product descriptions are general in
nature and the insurance coverages are subject to the specific terms of the actual policies issued. If you
are interested in the terms and conditions of a specific product, please contact us for additional
information.
Disclaimer of Liability
In no event shall Daisey Insurance, Inc. or its affiliated companies be liable for any compensatory,
special, direct, incidental, indirect, or consequential damages, exemplary damages or any damages
whatsoever resulting from loss of use, data, information or profits arising out of or in connection with
the use or performance of the data, information or material included in this Website or on the Internet
generally or on any other basis.
Disclaimer for Links
Although this site includes links providing direct access to other Internet sites, Daisey Insurance, Inc.
and its affiliated companies take no responsibility for the content or information contained on those
other sites, and does not exert any editorial or other control over those other sites.
Electronic Communications
Daisey Insurance, Inc. will not be deemed to have accepted any electronic communication unless Daisey
Insurance, Inc. provides the sender of the electronic communication with an acknowledgment verifying
receipt of the communication. If Daisey Insurance, Inc. sends any electronic communication, Daisey
Insurance, Inc. will assume the communication was received intact by the intended recipient. The recipient
of such message must notify Daisey Insurance, Inc. if the transmission was not received or was not
received in a readable format.
Security
Despite the security measures taken by Daisey Insurance, Inc., there is an inherent risk in disclosing
personal information over the Internet. Anyone electronically transmitting personal information assumes
the risk that such information may be disclosed or intercepted by unintended third parties and Daisey
Insurance, Inc. disclaims all liability resulting from such interception or disclosure. Anyone who wishes
to apply for an insurance quote who is concerned about maintaining the security of their personal
information may mail the information to Daisey Insurance, Inc.
Privacy Statement
Daisey Insurance, Inc. is committed to protecting your privacy as a visitor to this Website and as our
customer. To our visitors and to our customers, we offer this pledge:
Daisey Insurance, Inc. is the owner of the information, which is collected on this Website. We will not
sell, disseminate, disclose, trade, transmit, transfer, share, lease or rent any personally identifiable
information to any third party not specifically authorized by you to receive your information except as we
have disclosed to you in this Privacy Policy.
Information Collection
We will ask you to provide your personal information to us when you enroll for coverage and when you
purchase an insurance policy from us. We will also ask you to provide your personal information to us when
you send e-mail to us from this Website or when you complete a web form requesting personal identifiable
information. When you enroll for an insurance policy at Daisey Insurance, Inc., we will ask you to provide
your name, home address, mailing address, telephone number and e-mail address. This information will be
provided to the insurance company when you purchase an insurance policy so they can establish you as a
policyholder. We will maintain a record of your information at the offices of Daisey Insurance, Inc., so
we can provide you with policyholder service. The employees of Daisey Insurance, Inc. are each required to
sign and acknowledge a Confidentiality and Nondisclosure Agreement. Each employee has been instructed on
maintaining the privacy of each customer and the importance of protecting the customer's personal
information.
When you purchase an insurance policy from Daisey Insurance, Inc., you will pay the premiums with your
credit card or personal check. If you use your credit card to pay the premium, your credit card
information is deleted from our records after your purchase has been authorized. A transaction number will
be provided to you on your Binder of Insurance. You may use this transaction number as a reference to the
credit card purchase. We do not keep a record of your credit card information. If you pay the premium
using your personal check, we will keep a copy of your check in your file.
When you send us e-mail from this Website or complete forms on this Website, you will provide us with
certain personally identifiable information including your e-mail address. We may share this information
with third parties who provide us services in the normal course of business including, but not limited to,
insurance carriers and their affiliates.
Cookies
We transmit non-personally identifiable information to third party service providers (e.g. Google)
that collect website statistics. We may also transmit non-personally identifiable information to third
party service providers that may use such information during your visits to this and other websites in
order to provide advertisements about goods and services likely to be of greater interest to you.
One method of collecting such information is through the use of cookies. A cookie is a piece of data
that is stored on a visitor's hard drive while they are visiting this Website. We may utilize a
short-lived form of cookie when you visit this site. At Daisey Insurance, Inc., a cookie is only used to
identify one unique visitor from another visitor during a particular session. A session is the period of
active site-use while that unique visitor is linked to our server.
Use of cookies helps us to improve our Website and to deliver a better and more personalized service by
enabling us to: estimate our audience size and usage patterns; store information about your preferences
allowing us to customize our Site according to your individual interests; speed up your searches; and
recognize you when you return to our Website. You may refuse to accept cookies by activating the
appropriate setting on your browser. However, if you activate such a setting, you may be unable to
access certain parts of our Website. Unless you have adjusted your browser setting so that it will
refuse cookies, our system will issue cookies when you direct your browser to our Website.
The cookie expires and is deleted from the visitor's computer as soon as they close their browser or if
they are not actively browsing our Website for more than 20 minutes. Should a previous visitor to our
Website return for a new session, they will be issued a new cookie and in no way will they be recognized
as a visitor from a previous visit or session.
Third-Party Links
This Website may contain links to third-party Websites that are not controlled by Daisey Insurance, Inc.
These third-party links are made available to you as a convenience and you agree to use these links at
your own risk.
Please be aware that Daisey Insurance, Inc. is not responsible for the content of third-party Websites
linked to Daisey Insurance, Inc. nor are we responsible for the privacy policy or practices of third-party
Websites linked to Daisey Insurance, Inc. Our Privacy Policy only applies to information we collect from
you while you are actively in a connection with Daisey Insurance, Inc. If you should link to a third-party
Website from Daisey Insurance, Inc., we strongly encourage you to review and become familiar with that
Website's privacy policy.
Changes In Our Privacy Policy
We reserve the right to change this Privacy Policy without providing you with advance notice of our intent
to make the changes. If you have any questions about our privacy policy, please feel free to contact
us.
Copyright
The Daisey Insurance, Inc. logo, and other marks, including the names of various products and services
described within and offered by companies represented by Daisey Insurance, Inc. and its subsidiaries are
service marks of these companies.
Permission to use, copy and distribute these materials without fee is hereby granted, for non-commercial
purposes, provided that the material is unaltered and Daisey Insurance, Inc. copyright notice appears in
all copies.
Use of this site shall be governed by and construed in accordance with the laws of our state of business,
without giving effect to any principles of conflicts of laws. Any dispute concerning this site shall be
subject to the exclusive venue of a court of competent jurisdiction in our state of business.
Should any provision of our terms and conditions be held invalid, unlawful or for any reason
unenforceable, then the invalid, unlawful or unenforceable provision shall be severable from the remaining
provisions. Such invalid, unlawful or unenforceable provision shall not affect the validity or
enforceability of the remaining provisions.